What is a Medicare Advantage Plan?

We understand how confusing Medicare can be, that’s why we want to make everything as clear for you. A Medicare Advantage Plan is a type of Medicare health plan that is offered through private carriers. This plan covers all the benefits that are covered under Medicare Parts A and B (Original Medicare) plus extra benefits. You can select from HMOs, PPOs, Private Fee-for-Service, and Medicare Medical Savings Account Plans. Who qualifies for Medicare Advantage? You […]

Does Medicare Pay for Hospice?

What is Hospice Care Hospice care is a part of your Medicare coverage that provides patients comfort and familiarity while nearing the end of life. Fortunately for most people, the answer to “does Medicare pay for hospice,” is yes. Original Medicare will pay for hospice once you meet certain criteria. Your hospice doctor and your regular doctor certify that you are terminally ill (life expectancy of six months or less).You accept palliative care (comfort) instead […]

What You Need To Know About Low-Income Medicare Benefits

Being familiar with all the different kinds of Medicare programs is crucial to making an informed decision. Everyone’s situation is different, so it is important to study your budget and health to gauge what Medicare program fits you best. One way to start is by reading this informative article that will explain the ins and outs of every kind of Medicare program. If you feel overwhelmed by some of the complexities of certain Medicare programs, […]

Are Naturopathic Doctors Covered by Medicare?

Does Medicare cover Naturopathic treatment or Naturopathy As you age, invasive surgeries and expensive treatments may seem like the only option. However, naturopathy, or naturopathic medicine, is increasing in popularity, especially in seniors.  What is Naturopathy? Naturopathy is known as a form of alternative medicine that is based on vitalism and folk medicine. However, Naturopathic Doctors (ND) are licensed and learn the same basic sciences as Medical Doctors (MD). Naturopathic doctors also learn nutrition, psychology, […]

Resources I Can Use for My Medicare Rights and Protection

We understand how overwhelming Medicare can be at times. However, no matter which Medicare plan you have you are eligible for certain rights and protections designed for you. These rights are made to protect you when you get health care, ensure you have the services allowed, protect privacy, and against any dishonest practices. These resources include: The Medicare Beneficiary Ombudsman complimentary-consultation/Helps you with grievances, complaints, and any information requests you might have regarding your Medicare. […]

What Surgeries Does Medicare Cover?

Imagine this. You have just found out that you need a hip replacement. They tell you that you will need to spend three days post-surgery to ensure no infections surface and pain management is controllable. They then explain to you that you will need to go to a rehabilitation center for a month to strengthen your hip muscles. Right about now you must be thinking, ‘who covers what and how much is all this going […]

How to Know If You Are Eligible for Medicare

Congratulations! You are ready to retire and enter a new phase of your life. However, you’re not sure if you’re eligible for Medicare yet. Once you decide to retire you will no longer be apart of your employer’s health insurance program, so it is important to know where you stand with Medicare eligibility. The simple answer is if you are 65 or older you are eligible for Medicare. However, if you decide to retire before […]

Medicare vs Medicaid vs Medigap: What’s the Difference?

As you get closer to the age of 65, you start getting bombarded with advertisements about Medicare. It can get confusing trying to sort through all the acronyms and letters: AEP, OEP, Part A, B, C, D?! Not to mention all the “medi” things that sound alike: Medicare vs Medicaid vs Medigap. Let’s clear up the confusion.What is Medicare?Medicare is a federal insurance program available to people 65 and older, though certain disabilities also allow […]

Does Medicare Have Dental, Vision, and Hearing Benefits?

While Original Medicare covers a lot of services, it usually won’t cover routine dental, vision, and hearing care. Unfortunately, many beneficiaries are surprised to find this out and often ignore their health needs in favor of saving the out-of-pocket expenses. Don’t ignore your health any longer. There are options available to you, such as a Medicare Advantage Plan or supplemental dental, vision, and hearing plans.What is Covered Under a Medicare Advantage Plan? Dental Coverage: Those […]